Check-in for the UAMP Mortgage Expo begins at 7:00 am and will continue throughout the day.

The exhibit hall will open at 8:30 am and remain open throughout the expo. The exhibit hall is open to all attendees.

Home Affordability: Why Options are Important

Kristin Allen - Real Estate Agent Relations

Presented by United Wholesale Mortgage

Future-Proofing Your Business: Non-QM Insights for 2025

This presentation aims to empower mortgage industry professionals with the knowledge and foresight needed to navigate the evolving market landscape. Participants can elevate their practices by exploring innovative strategies, technological advancements, and market predictions and stay ahead in this dynamic and competitive market.

Learning Objectives:

• Setting yourself apart in the Non-QM marketplace

• Non-QM market opportunity in 2025 and beyond

• Deep dive into Non-QM Programs

• Typical Scenarios and Frequently Asked Questions

Presented by Angel Oak Mortgage Solutions

Please visit the exhibit hall to meet and network with our fantastic sponsors and exhibitors.

A plated lunch will be served in the main ballroom during the keynote speaker.

Blake currently serves as the first-ever Utah Republican on the House Ways and Means Committee, where he sits on the Health, Social Security, and Trade subcommittees. He also serves on the House Budget Committee to push for policies to reverse our national debt crisis and advocate for Utah’s defense community. Blake continues to represent Hill Air Force Base as co-chair of the Armed Forces and Depot caucuses, and he was elected in November of 2023 to join the House leadership ranks as the Vice Chair of the House Republican Conference. He is the first Utahn to ever be elected to House or Senate leadership.

Before being elected to Congress, Blake worked for small businesses and in the foreign service, experiences that now guide his work on domestic and foreign policy. As a Principal at Cicero Group, Blake worked primarily in the social impact, marketing research, and strategy practice areas leading projects and serving clients throughout Utah and the nation. He has expertise in education, financial services, public policy, healthcare, transportation, supply chain, and waste industries, and this work informs his customer service and problem solver approach in Washington, D.C., as he identifies ways to help the federal government better work for Northern Utah. His passion for helping organizations manage the change process drives his ambition to overcome partisan gridlock, improve federal agencies, and smartly streamline the nation’s bureaucracy.

Chief Economist, Senior Vice President, and Research and Business Development at Mortgage Bankers Association.

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Business Development. In this role, he oversees MBA's industry surveys and benchmarking studies, economic and mortgage originations forecasts, and policy development research for single-family and commercial/multifamily markets. Additionally, Fratantoni is a member of the Board of Directors of the CONVERGENCE Collaborative and the Smith Enterprise Risk Consortium’s (SERC’s) Advisory Council. MBA’s economics team received a Crystal Ball award from Pulsenomics for their home price predictions.

Before joining MBA, Fratantoni worked in risk management and senior economist roles at Washington Mutual and Fannie Mae. He received a Ph.D. in economics from Johns Hopkins University and a B.A. from the College of William and Mary. He has been an adjunct professor at the University of Washington, Johns Hopkins, George Washington, and Georgetown Universities.

Thank you for joining us! We look forward to seeing you next year.